You can always call us to discuss payment options on 0800 668 236. For further financial advice there are free budgeting services in almost every community in New Zealand. For details on your local service or for more information call 0800 345 123 weekdays 8am to 8pm and Saturdays 10am to 2pm or visit www.moneytalks.co.nz or www.familybudgeting.org.nz. You may also want to contact Work and Income on 0800 559 009 or visit www.workandincome.govt.nz to find out if you are entitled to financial assistance.